Memorial Plans (Pre Need)

The Destiny Plans is selling memorial plans using White Rose PPA and OR.  The plans comes
 loaded with insurance:   CGLI for life, and Personal Accident Insurance (PAI) for double indemnity in case the buyer dies during the paying period and beyond the contestatilbilty period.   The insurance is free and paid for by the company.

This is both offered by the company in house and general agents.


I   Interment Service                        At Need                     Senior Citizen Price

            1  Econo                                24,950.00                             P19,950.00

            2.  De Luxe                           30,000.00                                 27,000.00

           3   Luxury                               37,500.00                                 30,000.00

     

 
   

II.  Funeral Service  
              
A Social                Total Contract        
   At need only
                                Price                                                                     Senior Citizen
         
      1.  Zinnia           17,500.00                                                                  15,000.00

       2.   Daffodil       25,000,00                                                                 20,000.00

       B Econo*             TCP                 Cash                      Annual                              Monthly

      3  White Rose      30,000.00          28,500.00                   6,000.00                         625.00

   

           Home viewing only
       

      C. Premium      (De Luxe) *

      4.    Peace Lily      60,000.00         57,000.00               12,000.00                        1,250.00   x 2

      5.     Carnation      90,000.00         85,500.00               18,000.00                       1,875.00   x3   ++                    

      6.   Chrysanthemum   120,000.00    114,000.00           24,000.00                       2,500.00   x4

              * Free Chapel Use for 3N 4D

    D. Luxury

      7.    Lotus          150,000.00            142,500.00            30,000                  3,125.00    x5        

     8..  Saffron         180,000.00           171,000.00            36,000                3,750.00      x6             

     9.,  Gold Orchid  300.000.00           285,000.00           60,000                 5,000.00    x 10

     10  Bouquet         450,000.00           427,500.00           90,000                 93,7500     x   15


      the x at the end indicate how many white rose modules are to be bought to be at that level of service

     only those that are highlighted are to be offered for sale as Destiny or Holy Gardens Plan


      We are studying the possibility of having a double your plan offer on the 20th year for purchases
      above 100k, and paid in spot cash or annual only...

     At need prices are computed as TSP/1 - .0.20 as mark up...)   =  1/0.80

    For those who are existing plot buyers:    Promo till December  2019   if you bought White Rose
   we will let you use as compliment, one rank higher of casket

        

III Cremation Package:

Pre Need  (Not subject to PWD or SC discount)

Name          First Call    Embalming       Chapel 3N4D   Cremation    Cards          Certificate       Urns
                                                                                                       Registry

Ordinary          /                 x                        x                     /                /                        /                /token
with presentation
casket
(Orchid)

Cremation      /                   x                      /                       /               /                        /          metal unr
Then viewing
(Vanda)

Viewing then .                    /                    ./                       /                /                       /           metal urn
cremation
(Regina)

Viewing then /                  /                      /                       /                 /                      /            metal urn
cremation
Premium
(Victoria)

Pre  Need Prices  (Cremation)

                     Contract            Cash Price             Annual                       Monthly
                     Price
Orchid          P30,000.00          28,500.00          P6,000.00                  625.00    ( x 1)

Vanda           60,000.00,           57,000.00              12,000.00              1,300.00 ( x 2)

Regina          120,000.00         114,000.00             24,000.00              2,500.00  (x 4)
Ordinary bates)

Victoria        150,000.00         142,500.00            30,000.00              3,125,00  (x 5)
Super bates with
one day buffet)

Memorial Plots prices - at need and pre need

Our typical  promo prices   

 
                                       At Need               Pre Need Price          No DP/60 months to pay
       Plots                        P62,500.00              P50,000.00             1,041.66
        Double Interment

        (In Malasiqui we still have                 P 42,000.00 plots           ( P700.00 monthly)
              and in Calamba)

      Senior Single Niche  250,000.00          P 200 000.00                  4, 166.66

       Junior Estate          1,000,000.00            P 800,000.00              16,666.00
            12 plots

Regular prices for 2019
                                                                                         Pre Need
                          At  Need               20%                       3 years                       5 years
  Lawn               P62,500.00         P10,000.00          1,277.77                      833.33

  SSN                250,000.00            40,000.00          5,111.11                     3,333.33      

  JE                1,000,000.00           160,000.00         20,444.44                   13,333.33

Important notice:

1. Prices are subject to change without prior notice and to availability of inventories   Prices refer only to certain select lots and not to prime super prime and  premium location

2. Prices are inclusive of  VAT, Memorial Care Fund, Insurance (life and personal accident) during the paying period.  Memorial Care Fund is good only for 25 years lot owners shall be assessed thereafter.

3.  The price is exclusive of transfer fee of P800.00 (as of the time this was written) and interment fee.

4. Certain plots  (select promo plots) are to be sold only on compulsory bundling meaning plots + interment service.

5.  Assignment of plots (use of a deceased third party) requires an assignment fee of P1,000.00 per body.

6.  Only 2 bone remains can included in the fresh body interment; thereafter a fee of P2,000.00 per bone remains shall be charged.  Only a maximum of 5 names may be included in the marker.

7.  Investment certificate/certificate of ownership shall be issued after a maximum of 6 months after full payment.  Take care of your certificates because a re issuance will cost the lot buyer.

8.  Interments shall be allowed only after full payment of the  balance of the plot and the interment service which shall be completed 3 days prior to interment date.

9.  Plots under amortization are subject to forfeitures within a period of 90 days after the account fall into arrears.   The customers are issued a one time Statement of  Account upon purchase  as a reminder for regular payment of the account.

10.  Plots with zero interest shall be subject to 12% interest per annum and 4% penralty compounded if the plots ICR falls into arrears.